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Couples save 5% on Bupa health insurance
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Couples’ health insurance covers both you and your partner under one policy. You’ll get fast access to treatment and around-the-clock support but could save 5% compared to buying cover separately.
Choose between Comprehensive or Treatment and Care health insurance. Then add yourself and your partner to a single policy.
You’ll pay a monthly fee for your health insurance. Or you can pay all in one go, once a year. This will cover all or some of the cost of any treatment that you or your partner need, as long as the treatment is covered by your policy.
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We have two health insurance policies to choose from. You can choose either Comprehensive health insurance, or Treatment and Care health insurance.
Check our comparison table to see what is and isn’t covered on each policy.
Couples’ health insurance
includes these Bupa benefits
Bupa private medical insurance is designed to suit your health and wellbeing needs. You can expect all of this and more:
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If you’re worried about cancer, mental health or muscles, bones and joints, you can call our Direct Access team. We’ll check that your symptoms are covered and give you clear advice on what to do next. We could refer you to a specialist on the call. Or, if you do need to see a GP, we’ll let you know.

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Bupa Blua Health, our digital GP service, lets you talk to a GP within 24 hours – day or night.‡ Book a video or phone call from home, work or wherever. Collect any prescribed medication from your local pharmacy, or have it delivered to your door.†††† It makes life easier.

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Your emotional wellbeing is as important as your physical health. That’s why we cover more mental health conditions than any other leading UK insurer.†

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Late at night or first thing in the morning, our Anytime HealthLine connects you to a qualified nurse when you have a health concern. Clear and simple advice from someone who cares.

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Our cancer cover can offer some cancer drugs and treatments before they’re available on the NHS. Helping you get the medicines you need, faster. Any drugs or treatments will need to be evidence-based and covered by your policy.

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Fitness, nutrition, relaxation, getting outdoors. Whatever works for you and your partner’s wellbeing, we want to save you money on it.
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Get a better understanding of how our cover can help you and your partner.
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We’ve put together some FAQs about health insurance when you’re self-employed.
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Health insurance policies often include an excess. See our guide to understanding how excess works.
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Find out what terms like in-patient and out-patient cover mean.
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Before you take out health insurance, check what is and isn’t covered.
Get a quote now
Our health insurance is designed to suit you. You can get a personalised quote by chatting to us and answering questions about you and your partner’s lifestyle.
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0808 250 7825
We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm.
If you and your partner both live at the same address, you can be covered under a joint couples health insurance policy.
Couples health insurance can cover you and your partner under one policy. You could save 5% compared to buying two separate policies. We may remove or change this offer when you renew.
The cost of couples’ health insurance varies depending on several factors. These include, where you live, your ages, your health, and how much excess you choose to pay. We use this information work out your price. To find out how much your policy might cost, you can get a quote online or call us on 0808 115 3157. Lines are open 8am to 6pm Monday to Friday.
^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm.
‡‡‡Please be aware that information you send to this email address may not be secure unless you send us your email through Egress. For more information and to sign up for a free Egress account, go to https://switch.egress.com. You will not be charged for sending secure emails to a Bupa email address using the Egress service.
† As of August 2022, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
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‡‡ Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.
†† With Bupa full cancer cover, there are no limits on how long your treatment lasts or how much it costs, for as long as you have Bupa health cover. If you set a maximum benefit limit, either for each policy year or the full length of time that you’re with us, we’ll cover eligible costs until you reach your limit. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant).
††† Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.
‡ Customers who live on the Isle of Man, or have a Bupa Standard, Bupa Premium or Bupa Your Choice policy, do not have access to Bupa Blua Health, but can access GP24 provided by HealthHero. Some corporate schemes don't include access to Bupa Blua Health or GP24, so please check your scheme documents or give us a call.
†††† Bupa Blua Health prescriptions are private, so you’ll need to pay for your medication. There’s no extra charge for ‘click and collect’ from a local pharmacy or for delivery to your door. Collection is usually available with 60 minutes, depending on your pharmacy opening hours, and selected pharmacies are open at weekends. Depending on your location, delivery to your door can be within 24 or 48 hours (other than on bank holidays).
Bupa Anytime HealthLine and Bupa Blua Health are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa Blua Health is provided by Bupa Insurance Services Limited, registered in England and Wales with number 3829851. Digital GP services are powered by Babylon Healthcare Services Limited, registered in England and Wales with number 09229684, registered office: 1 Knightsbridge Green, London SW1X 7QA.
Everyday Rewards is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at bupa-rewards.nihonqc.com/terms-conditions
Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please visit: nihonqc.com/privacy
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.